# Safe Merchant Solutions

> Safe Merchant Solutions sets up high-risk merchant accounts and payment processing for businesses that banks often decline. It offers credit and debit card acceptance, eCheck and ACH bank debits, fraud protection and gateway integrations, with over 15 years of experience and more than 25 banking partners.

Safe Merchant Solutions (also written "Safe Merchant") serves US and international businesses in industries such as CBD, peptides, kratom, tobacco, online pharmacy, gaming, adult content, subscriptions, travel, credit repair and other high-risk categories. Applications are reviewed by a specialist before being placed with a bank that knows the industry.

Contact: support@gosafems.com, +1 (877) 840 6753, Monday to Friday, 8:00 AM to 6:00 PM.

## MCP server

AI assistants and agents can query Safe Merchant Solutions directly through its Model Context Protocol (MCP) server instead of reading these pages.

- [Safe Merchant Solutions Assistant (MCP endpoint)](https://walnbot.safemerchantsolutions.com/mcp/sms-assistant): Streamable HTTP transport, no sign-in required. Tools: `search` (search the knowledge base), `services` (find services matching a question), `list_services` (the complete service catalogue), `get_service` (details of one service) and `submit_contact` (ask Safe Merchant Solutions to contact a prospect).
- [Listing in the official MCP Registry](https://registry.modelcontextprotocol.io/?q=safemerchant): Registered as `com.safemerchantsolutions.walnbot/sms-assistant`.

## Services

- [High-Risk Payment Solutions: Cards, eCheck and ACH](https://www.safemerchantsolutions.com/solutions/): High-risk processing, eCheck and ACH bank debits, and credit and debit card acceptance, with fraud protection and gateway integrations.
- [High-Risk Industries We Serve](https://www.safemerchantsolutions.com/industries/): The industries supported, grouped by category, from health and wellness to finance, travel and e-commerce.
- [Home](https://www.safemerchantsolutions.com/): Overview of the high-risk merchant account and payment processing services.

## Apply or get in touch

- [Get Approved](https://www.safemerchantsolutions.com/get-approved/): Start a high-risk merchant account application.
- [US Merchant Account Application](https://www.safemerchantsolutions.com/usa-application/): Application for businesses based in the United States.
- [International Merchant Account Application](https://www.safemerchantsolutions.com/international-application/): Application for businesses based outside the United States.
- [Contact a Payments Specialist](https://www.safemerchantsolutions.com/chat-with-us/): Send a message and choose how to be contacted.

## Company

- [About Safe Merchant Solutions](https://www.safemerchantsolutions.com/company/): Who the company is, its mission and what makes it different.

## Knowledge Center

- [Knowledge Center](https://www.safemerchantsolutions.com/knowledge-center/): Guides for high-risk merchants.
- [How to Prepare a High-Risk Merchant Account Application](https://www.safemerchantsolutions.com/2026/09/23/applying-for-a-high-risk-merchant-account-heres-how-to-prepare/): What to prepare before applying: business details, how you operate, processing history, your website and your questions.
- [Choosing a High-Risk Payment Processor: 5 Questions to Ask](https://www.safemerchantsolutions.com/2026/09/23/choosing-a-high-risk-payment-processor-five-questions-to-ask/): Business model support, total fees, reserves, payout timing and who provides support.
- [How High-Risk Businesses Can Reduce Chargebacks](https://www.safemerchantsolutions.com/2026/09/23/how-high-risk-businesses-can-reduce-chargebacks/): Clear checkout, a recognizable billing name, reachable support and good transaction records.

## Optional

- [Privacy Policy](https://www.safemerchantsolutions.com/privacy-policy/): How information from visitors and applicants is collected, used and protected.
- [XML sitemap](https://www.safemerchantsolutions.com/sitemap_index.xml): Machine-readable list of all indexable pages.